Strike or Strong Blog77686

UK Investment Property for Sale

2007-05-28T15:47:00.000-07:00

Despite the negative press that the UK housing market experienced at the beginning of 2005, there are a number of reports circulating that suggest that figures have shown an increase towards the end of the year. This is of course good news at the end of what some predicted would be quite a difficult year in the UK property market.

There is of course the question of what will happen in 2006 and the UK property market and in particular with investment property. It is never a precise prediction as there can be many influencing factors but what we do know for certain is that over the last few months we have seen interest rates stabilize and property pricing stablising as a result of this.

UK Investment Property

So does that mean we should avoid investing in UK investment property until the market starts to increase again. In some respects many people might suggest that investing in UK property at any time is a good investment. When you consider that historically property has doubled in value, and sometimes tripled in value, every last 10-15 years, then it is likely to see you a good return on your UK investment property if you are prepared to take a long term view. Plus, there still remains a high level of activity from Landlords and investors alike with a number of buy to let mortgage providers suggesting record levels of applications being received. For those looking for a get rich quick overnight scheme, then this is not for you. But when you consider the long term gains associated with the UK investment property market, it might be worth reading on and dont forget that it is worth doing plenty of research and finding out as much as you can about investing in property in the UK. Perhaps pick up a Free Buy to Let Guide.

How to make 166,500 in 15 years

According to research from the Centre for Economics and Business Research (CEBR), the average cost of a home in the could be 300,000 by the year 2020. Currently that figure stands at around 157,000 in 2005 which represents an increase over the next 15 years of 91%.

This figure of 300,000 is achieved by the economic forecaster basing its prediction on the ever increasing population compared to a slower production of house building. As with many commodities, it is the result of lower supply and higher demand that will push up these prices.

With buy to let residential UK investment property, the maximum loan you can apply for is 85%. Based on an average value property in 2005 of 157,000 this would require you to put down a deposit of 15% 23,550 subject to valuation and rental cover which can vary between 115% to 130% in most cases.

Potentially over the next 15 years, this one investment could realize a return of 166,550. This is based on selling the investment property at 300,000 less the loan of 85% of the property value in 2005.

Over previous years there have been times when property has declined in value and other times where it has signifcantly increased in value but a good property investor will clearly see the benefits in both a rising and declining market and will utilize the facilities of a good buy to let mortgage provider to assist in this. Some also offer Free buy to let mortgage quotes.

During a rising market, a property investor may decide to use this window of opportunity to release some of that equity realized in the value of the UK investment property, to use for additional property investment. However, the property investor is less likely to use that capital released during a rising market. Instead, the landlord will wait until the market has re-stablised itself or experiencing a decline. At this point, they will then use this window of opportunity to purchase lower priced investment property and the circle continues. That is why property investors are in it for the long term and why they see the UK investment property market as being profitable to them in all conditions. And when you consider that UK property prices only need to increase by an average of 4.4% year on year, it is easy to see why this type of property investment is so achievable.

Successful property investors will do a lot of research on areas that they believe will become investment property hotspots and areas which are less likely to perform. There are many areas experiencing high levels of growth and financial investment with a lot of regeneration programmes in place or planned in the future. Even by simply monitoring publications such as Construction News can give a good indication of where new commercial premises are being built which can be a good indicator of new businesses moving to the area which it turn can lead to an increase in demand for rental property locally.

It is the general consensus that interest rates have stablised and there is even speculation of a drop but either way, they have been steady for a good number of months now. Slower capital growth does result in buyers having to put more effort into managing and developing their UK investment property portfolios. And more importantly making a profit from investment property. Buying property at discounted prices can be done but you must do your homework to make sure they are genuine discounts and incentives. And dont forget that in a slowing market, vendors will be more likely to listen to your offers. Albeit if they are a bit cheeky. In particular, you can use the negative press that is often surrounded by the property market to your advantage. For example when the media are circulating stories of a dropping property market, then vendors are even more keen to listen to your offers.

How to Get Started in Buy to Let

Do as much research as you can. You can even get some free publications including Free Buy to Let Guides.

Find out what properties are selling for. A good way of doing this is by contacting estate agents and researching on the internet. A good way is to look at property house price websites.

What is the level of demand for rental properties in the area

What type of property is most in demand. For example, if it is a university city , then the demand for shared student accommodation may be much higher than property for professional sharers.

Find out what rent is being achieved on those properties and the likely time to get the property let out. Speak to letting agents and local businesses that may be letting properties already in the area.

Raising deposits for your investment properties, may be easier than you think by releasing equity from any of your existing properties.

So how Do you know if you have bought a good UK investment property

Well there is always an element of risk but providing you follow the main logic you should eliminate most of them. It is also important to make sure you continue to review your buy to let mortgage funding on a regular basis as this can have a big impact on your success and cash flow. As we have said above, the UK investment property market can rise as well as fall so providing that you have some cash funds in the bank to help you through any tougher market conditions then you could reap the rewards in years to come. But its important that you calculate these carefully into your projections to ensure that whatever funding you may need to input into the investment property that it will be outweighed by the eventual gain.

Providing that you are buying a good quality investmnt property in a good area with strong rental demand then its worth considering. Dont just buy an investment property because it is cheap. You might buy a property at a very discounted price, but if you cant let it, you could find yourself covering the buy to let mortgage payments for months to come which will see a big dent in your profits. Find out why it is cheap. Is there an increase in crime in the area, have plans been submitted for a large industrial unit to be built behind the garden etc, etc. Do your research. And dont be afraid to develop an investment property for profit. Buying at the right price, in the right area and doing the right renovation on the property, can also see you return a decent profit. Re-financing the investment property on completion and letting it out could give you the best of both worlds.

Having taken into account all the considerations above, to calculate if it is a good investment property, you need to ensure that your annual rental income exceeds the cost of your monthly buy to let mortgage repayments and maintenance costs. And it is more likely that your annual rental income will be stronger if you select an investment property in area with a strong and growing rental demand as it is less likely that you will experience rental voids and be supplementing the monthly buy to let repayments.

So in conclusion the UK investment property market is likely to remain a prime choice for property investors as long as they are will to commit to the long term.

Adult Diapers

Gnash of the Titans

2007-05-27T14:41:00.000-07:00

The Winter Olympics and America seem only to be fair weather friends ...

Underwhelming television ratings for the recently completed games in Turin indicate that the USA is only inclined to watch when their athletes are winning. Specifically, they watch when they expect to see certain athletes winning. Those would be the athletes who have been heavily hyped in the run-up to the Games.

Two examples of this point are skater Nancy Kwan and skiier Bode Miller. Both are definitely capable of winning any competition they enter. Both were considered favorites to earn medals in Turin. As a result, both experienced extensive publicity campaigns that were not of their own making. Both, however, failed to meet expectations; Kwan had to withdraw from her competition due to injury and Miller's medal chase went 0-for-5 in his events.

NBC Sports, holder of the American broadcast rights, was left with a star-crossed presentation. The spectre of total failure is not 'must see' TV.

This is one of the primary differences between how the Olympics are perceived in the USA as opposed to the rest of the world. Perhaps it's a holdover from the Cold War, when the Soviets and Americans actually believed a superior medal count proved a superior socio-economic system. Even though the Soviet lie was ultimately proved via populism, it's possible the Americans never did change their mindset.

Winning has an important place in life, not just in the USA, but everywhere. So does coping with loss. That is not the key here. Neither is the fact that the American way is littered with overzealous win-at-all-cost Little League coaches, sports-meddling dads and stage moms.

The important delineation of note is that, in the USA, it's vital as to who wins. Star power is amplified by the American media. This factor, for example, is what took the National Basketball Association from a sporting afterthought whose championship series was broadcast on a late-night tape-delay basis as recently as the late 1970s to a media spectacle in the early 1980s. That's when the league decided to focus on two new talents, Larry Bird and Magic Johnson, promoting them instead of their teams.

It worked.

It worked even better when Michael Jordan followed them.

Still, these are exceptional athletes who don't come around that often. When their careers are over, it's rare when another exceptional athlete is there to replace them. There is usually a cotillion of pretenders, but they prove to be just that.

Ask the NBA.

They've attempted to promote others, but the general public is wise enough to discern the difference between 'exceptional' and 'talented enough to be a professional.' So, the focus on star power now has NBA ratings in decline. They've been hoisted on their own petard, so to speak.

In the duration, though, other sports in the USA noted the NBA's initial success and attempted to emulate it by promoting star power of their own. The practice of putting a name forward became a foundation of almost every national publicity campaign for sporting endeavors. Logically, it was something to which the American sporting public became accustomed.

In events such as the Olympics, where not every sport listed is a household thought in the USA, it's clear that NBC felt a strong need to insert star power. Their secondary tactic was similar and successful to an extent in previous years, namely, focus on a human interest story to emotionally attach the viewer to a participant. Ultimately, though, there will be more regular-life athletes getting medals than those who overcame obstacles in their lives.

Other countries --- even 'winter' nations such as Canada, Russia and the Scandinavians --- emphasize the competition over the competitors. They appreciate the skill of the sport. Television ratings throughout Europe were excellent, with only the Germans amassing a large medal haul (they were the overall winners in that category, incidentally). They took note of stars, of course, but it mattered little that those stars were from other countries. They took serious pride in their own stars, of course, but recognized them as a part of a bigger picture rather than that picture serving as a backdrop for them.

It's not only a refreshing difference, but a logical one. Especially when a network needs to cover the rights fees being charged by the Olympic movement.

NBC Sports has announced it will show a profit on its Turin package, most probably because much of the advertising was pre-sold with little provision for ratings-influenced price fluctuations. That tactic worked because of the American success in the previous Winter Games; coincidentally, they were held in Salt Lake City. It may not be so effective for their 2010 Winter Games package when the current ratings are pushed back in their face.

The NBC coverage in Turin excellent from a presentation standpoint. They used the cable networks in their stable --- CNBC, MSNBC and USA --- to great extent, so if one wanted to watch a particular event, odds were that it was being shown somewhere. The only drawback was, these events were not promoted nearly as well as the perceived 'star power' attractions. Only a devotee would seek the coverage. That is not a strategy that optimizes strong viewership.

The American media has conditioned its public to expecting charasmatic competition. The Olympic movement expects spirited competition. The American networks groan when smaller-market teams advance to a championship series; they'd prefer a New York - Los Angeles meeting any day. The Olympic movement rejoices when smaller-country teams achieve such a standing; Sweden-vs-Finland in the men's hockey final sent ratings through the roof in those countries, but it did well in most other nations, too, as the game itself was nothing short of spectacular in both drama and skill.

It's already clear that this era will be known in history as the CyberCentury. The world is more accessible to everyone more than ever before. It only makes sense that viewer interest can expand beyond the parameters of star power to the entire experience of a competition. Other countries' media have always known this. Manchester United, for example, is still a major draw without David Beckham, and when he ultimately moves from Real Madrid, the same will be said again.

When the American media re-discovers that it's the competition --- not just the star competitors --- that make sports attractive to viewers, the Winter Olympics will once again enjoy a resurgence of ratings popularity in the USA. Such a realization would be a welcome breath of fresh air, even during those winter days when you can see it.

The Departed

Do You Believe In Miracles? Olympic Gold for Teamwork and Motivation

2007-05-26T13:35:00.000-07:00

One of the best inspirational sports stories ever concerns the U.S. Olympic Hockey teams triumph at the 1980 Winter Olympics. The tale has it all. There are young kids with dreams of glory, hard work, team spirit, a goal that far exceeds their grasp, and a Rocky-like finish.

The ultimate win of the Olympic Gold Medal over the Russian National Team has been written up in sports magazines and newspapers innumerable times in the past twenty-five years. The story is also told on video. For less than $10.00 on Amazon you can buy the DVD Do You Believe in Miracles? Watch the 60-minute program and youll cry and cheer. This video was produced by ABC sports. In 2004 Walt Disney Studios produced the excellent feature film, Miracle starring Kurt Russell as the U.S. Olympic hockey teams coach, and Patricia Clarkson as his wife. The film does a great job of showing all the planning and effort that went into the run for the gold.

But if you really want to motivate more than yourself, you should consider the classic training video, Do You Believe In Miracles? This shorter version of the ABC Sports presentation is designed for training. It comes with a public viewing license. This means it can legally be used at workshops and seminars for training and motivation. This version cannot be purchased on Amazon, however.

One of the great motivational videos of all time. The video documents the underdog U.S. Hockey team's 1980 Olympic Gold Medal win; culminating with the stunning upset of the top seeded Russians. This 24-minute documentary is about one of the greatest upsets in sports history: the United States' defeat of the vaunted Russian Olympic hockey team in Lake Placid, New York. It's David vs. Goliath: A bunch of college kids from Canada and the United States up against the Soviet Union professionals who had won four straight Olympic gold medals.
Program Description

Its almost impossible to view the final minutes of each of these videos without tears in your eyes, a lump in your throat, and a cheer on your lips. If you saw the game live, the videos bring back the joy you experienced then, and if youve never seen the story unfold at all, you will be amazed . . . and moved.

You owe it to yourself to check out a copy from your local library, or purchase on Amazon or buy the training version if you want to inspire teamwork in others. Share the feelings of triumph and pride. You will rejoice. You will believe in miracles. And whats more, youll find that motivation is contagious.

The Departed

Bodybuiding - Will You Train Beyond High School?

2007-05-25T00:30:00.000-07:00

I see it every day. Young bucks come into gym in their high school years and train and make astounding gains and begin to think about bodybuilding. Testosterone is at its peak during these years and just seems they cant get enough of the gym or the results they are achieving. By the time the senior year rolls around, they are at their peak physically. It came so easily, it seems, that development will stay forever.

However life begins to change after high school. College starts in the fall or perhaps you start a full time job. Distractions are everywhere. Many football, baseball and wrestling jocks of high school no longer shine above their college competition and most do not continue disciplined organized sports that once brought you to the gym in the first place.

Besides not playing the sports, studies are now more time consuming. The food is all you can eat at the student cafeteria and, well, beer parties are everywhere. This is the most fun ever, you think. By the time Thanksgiving rolls around, no time was found for the gym and you are well on way to the freshman fifteen. That is the fifteen pounds of smoothing fat that you picked up during the first year on your own away from home. Bodybuilding was but a memory back home.

Spring rolls around and you are back home for the summer. But wow have you changed? Heavier, smoother and where did those muscles go? You return to the gym for the summer to get in shape. You find it is next to impossible to return the body to its former ripped state much less building up this summer.

My point here guys, bodybuilding is not for the weak willed. If you want to continue to be in shape you must plan the discipline of working out if you are going to have the better body. Bodybuilding is tough. Dont kid yourself. If it was easy everyone would be in shape.

So what should you do? Well if you are college bound do the following:

-During campus visit check out the gym facilities. Determine if the equipment is suitable to meet your bodybuilding needs.

-Do your campus visit during the normal school year to get a feel for the people that are going. Is the gym too crowded (undersized for the campus)? What is the attitude of those training, motivational or passively active.

-How close is the gym to the living quarters? Is it convenient?

-What are the food choices at the cafeteria? Can I get the high protein foods? Is food overly processed? What are the off campus choices?

Now I am not saying that you make your college selection based solely upon the gym facilities but it should be a factor if you are serious about your training.

-Finally once you arrive at college, review your class schedule. Then clearly plan a workout time along with your study and class time. If you have to put a routine in the morning, just do it.

-Settle into a routine and stick to it.

-Dont stay up so late. You need your rest to recover from workouts and besides late nights will cause you to want to sleep through that morning routine.

-Lay off alcohol. Its catabolic; meaning it works to strip your muscles off. It acts on the body the opposite of steroids. Its bad news. It will take you places you dont want to go, keep you longer than you want to stay and cost you more than you can imagine.

-Eat right. Do I need to say more?

-Read a bodybuilding magazine periodically to keep your focus.

-Hang out with those that are in the gym. They are a better influence in keeping you disciplined.

Okay there you have it. Stay with your training and your freshman fifteen will be MUSCLE not flab!

Business Card Blog

Canada's Passion for the Game

2007-05-24T23:24:00.000-07:00

Canada is a vast sparse country larger than the United States but with an approximate population of California. They are a peaceful nation and an active participant in the United Nations as peacekeepers.

Canada has always been somewhat inferior to its bigger cousin. It gets somewhat monotonous hearing the USA chirp about their many achievements. Living so close to the international border, most Canadians view enough foreign television about the American dream. It is enough to make most Canadian a bit tired of all the fuss. In fact, many Canadians smirk when Americans get themselves into a little hot water.

It is no wonder that Canada keeps sacred some homegrown sports in which they have more often than not dominated. Ice hockey is Canadas game. Canadians hold firm the belief that its babies are born with skates. Ouch!

It is hard to refute that Canadians have a passion for their game, which rivals that of Europeans and South Americans for soccer. I mean football! Canadians eat, sleep and play hockey. They play the game 12 months of the year. Their American cousins have tried and at times succeeded in holding the mantle. The Russians have also had runs at supremacy. But, arguably, Canada is the world power of hockey in mens and womens hockey.

It is no wonder that any finish short of gold in any Olympics is a failure. This is a heavy load on the shoulders of all those that wear the red and black Canadian jersey. They are expected to win. Period.

Canadians, at any given time, can field 2 or 3 teams that could dominate most other international teams. On paper they cannot lose. But games need to be played before a winner is decided. A broken play, a bad shift, a lost breakaway chance or an outright loss brings on the preachers. Why were not Spezza, Staal or Crosby not on the 2006 Torino Winter Olympics team?

Canadians will eat their own if their titans faulter. After all, Canada is king of the rink! Hmmm... Enjoy the drama!

Free Online Dating

George Best

2007-05-23T22:19:00.000-07:00

This morning when I woke the first thought that flickered through my mind was how is George Best? I thought hed died during the night, but there is nothing on the news confirming this, so all must be well with the world. But regrettably, not for long.

I had the great pleasure of seeing George in the flesh over a hundred times, and many of those matches remain clear in the memory. He was the kind of player you couldnt keep your eyes off for long, for if you did, you might miss his latest piece of magic, kind of Rooney with many more goals.

There are so many stories of George, most of them you will have heard before, but I like the one of when he was a young lad and he first arrived at Old Trafford as a very skinny kid. He took the ball up to Harry Gregg, coolly dribbled round him and tapped the ball into an empty net. "Come here you little *******! How dare you do that to me," snarled Gregg, a senior pro from the old school who hated to concede goals, even in training.

George promptly did the same thing, three times more, and Gregg knew theyd discovered a star.

I suppose one of his most famous games was the match in Lisbon against Benfica in 1966. United had won the home leg 3-2 and were widely expected to go out in the return. (United having to win or Draw in Lisbon to stay in the competition, familiar eh?) Benfica were a much bigger club then than now, recently European Champions. But Best was unplayable that night, scoring two fine goals and United won 5-1 in that famous stadium. Even the locals applauded his brilliance and christened him "El Beatle", shades of Ronaldinho at the Bernabeau last weekend, or Thierry Henry at Portsmouth a couple of seasons ago. When the home fans applaud, you just know youve witnessed something special.

But my favourite match was for Northern Ireland in Belfast. The one against a very good Scottish team in 1967, and he didnt even score, but I have never witnessed a game where a single player dominated the whole of a game from beginning to end, as George did that day, not until Maradona came along anyway.

If ever there was a game of one player against eleven it was that day. George demanded the ball, and the lads in green gave it to him at every opportunity, because they knew he was simply unplayable. If you ever have a chance to see a video of that match, watch it, and you will see what I mean.

So where does Besty stand in the all time rankings? Right up there of course, for me, admittedly Im bias, he is head and shoulders above anyone else who ever came from these islands, certainly a better player in my humble opinion than Cruyff, which leaves those famous two old rivals, Pele and Maradona, both truly brilliant, but George was right up there with them, he was that good. The great Pele when addressed as the worlds greatest player said, no, the greatest player is George Best.

When he was at his very best he was unstoppable, and when he was like that, Bobby Charlton and Dennis Law (European footballers of the year both) would simply give him the ball, stand back and admire, and let him get on with it. He packed the grounds wherever he went, he played the game with an outrageous smile on his face. He inspired kids the length and breadth of the land, in playgrounds and on scruffy fields everywhere, he inspired them to try something special, something different, because they had seen Georgie do it on the telly.

The Liverpool Daily Post, a one eyed newspaper if ever there was one, as I suppose local newspapers are meant to be, once ran a huge headline which read: EVERTON FALL TO THE GENIUS OF BEST. I took the Daily Post for thirty years, and I can never remember them ever writing about an opposition player in such glowing terms, before or since. George had the habit of winning over the most hard-hearted of opponents.

Yet he was a man of many weaknesses, hands up those of us who dont have any of those, yet the people who knew him best, spoke of him as a generous and caring man, and I believe that to be true. On the football field he had no weaknesses. None whatsoever, he could shoot with either foot, he was a good header of the ball, a great tackler, an unsurpassed dribbler, (a rare talent today), he was quick, and dont forget he played in an age of ferocious tacklers, where the tackle from behind was legal and sendings off a rarity, and he gave as good as he received, but most of all, he had the ability to produce the unexpected, the true sign that marks out the great ones.

And now he is gone, and I for one will miss him greatly. But all those memories will live with us forever, and for those George, I thank you. George Best died peacefully in hospital in London with his family around him.

George Best

22nd May 1946 25th November 2005.

Rest in peace.

The Colorado Connection

La Jolla, the "Jewel" Vacation

2007-05-22T21:13:00.000-07:00

The perfect vacation, La Jolla, Spanish for the jewel, will quickly become a precious gem of your heart. Boasting some of Californias most beautiful terrain and attractions, La Jolla (pronounced la hoya) is also the home of exquisite arts, restaurants, activities, and shopping. Just a short drive north of San Diego, you wont need a passport to visit this exotic paradise.

The average April temperature is in the high-60s. Even in December, temperatures stay around 65 degrees. The average temperature for August is a mild and breezy 75 degrees. Regardless of when you visit, youre almost guaranteed perfect vacation weather.

How do you pick the right vacation rental? Answer a few questions. How many people in your party? How long are you staying? What do you want to do during your stay? How much money do you want to spend?

You can choose to stay on the breathtaking beaches, especially if you want to surf, windsurf, or swim. Between January and March this area is great for whale watching. Of course, the sunset in La Jolla is the main attraction. Stay near The Childrens Pool area, close to amazing offshore reefs perfect for scuba diving and snorkeling. The area, also known as Casa, is just a short walk away from town. Catch a glimpse of wildlife on Seal Rock, just offshore, which is home to seals and sea lions.

Here, there is a fine line between a luxury vacation and a business trip in La Jolla. Even the fiercest workaholic can find leisure and entertainment. The golf courses have ocean views. Its easy to plan a fantastic family vacation around your business trip. Legoland, the San Diego Zoo, many aquariums, and Disneyland make great day trips to bring out the kid in all of us.

Endless entertainment awaits you at La Jolla. The area thrives with gourmet restaurants, music, and theater. Nightclubs, wine bars, and comedy clubs entertain all sorts of pleasures. The La Jolla Playhouse opens its doors to award winning performing arts.

Boutique shopping makes Beverly Hills jealous. Girard Avenue and Prospect Place boast dozens of unique shops. Shopaholics are sure to find the right gift and La Jolla visitors wont be able to leave without a souvenir from this dream vacation.

The tranquil coastline turns hiking into a spiritual journey. Windsurfing, surfing, and even skydiving are better with the picturesque Pacific Ocean backdrop. Not up for so much activity? Try a relaxing day of spa pampering or sunbathing. La Jolla boasts many exclusive luxury spa resorts. The dramatic panorama of scenery is an indulgent place for weddings, holidays, anniversaries, and private romantic getaways.

La Jolla satisfies many interests, including the more sporting activities. Yellowtail, shark, and rock cod and other invigorating sport fishing trips are available almost year-round. A short drive to San Diego wins big with professional baseball and football, and minor league hockey.

Whether youre traveling alone for business or taking the family on vacation, La Jolla will take your breath away. With so many attractions, youll have to come back again to do it all. And with La Jolla residents expressing such wonderful hospitality, youll always feel welcome.

Frank Ward - The Hero

Championship Betting Review

2007-05-21T20:08:00.000-07:00

Runaway leaders Reading suffered their first League defeat in 33 games at the hands of Luton on Friday night. The in-form Kevin Doyle put the 9/10 Royals ahead but were stunned with two goals from Rowan Vine and one from Dean Morgan. Doyle pulled one back for Reading in stoppage time but Luton had done enough to earn an unlikely win at odds of 14/5.

Sheffield United took advantage and cut Readings lead to nine points with a derby victory away at city rivals Wednesday. Michael Tonge and Ade Akinbiyi netted for the Blades before half-time before the Owls hit back 10 minutes from time with a Steve MacLean penalty. The 5/4 win for Neil Warnocks side was Uniteds first double over Wednesday for 14 years.

Watford climbed above Leeds to claim third place in the table after beating second-from-bottom Brighton at the Withdean Stadium. The Hornets withstood early pressure from the home side but secured a narrow 1-0 victory at 11/10 thanks to a Chris Eagles goal on the stroke of half-time.

Leeds were held to a draw at Leicester, despite the home side playing 79 minutes with just 10 men. Iain Hume put the Foxes in front after five minutes before Patrick McCarthy was sent off for a foul on Rob Hulse, which led to Robbie Blake equalising from the resulting penalty.

With Preston North End not playing, Cardiff made up ground and are now just three points away from a play-off place. The 4/5 Bluebirds beat Hull 1-0 thanks to Cameron Jeromes goal after 22 minutes.

Wolves also remain in the play-off hunt after a narrow 1-0 win against Ipswich. Castro Sito felled Jeremie Aliadiere in the box 16 minutes from time and Kenny Miller dispatched the penalty for 11/10 Wolves.

Millwall striker Ben May struck an 89th minute equaliser to earn his side a crucial point against Crystal Palace. Ben Watson looked set to give the Eagles a routine win at 11/10 with his goal after 67 minutes only for May to snatch the relegation strugglers a point at the death.

Chocolate Recipes

Overcome Fears

2007-05-20T19:02:00.000-07:00

Fear is natural defensive mechanism in a human body, and is provided as a protective mechanism to counter unexpected dangerous situations or a perceived threat of injury. Fear is also a tool for us to get ready well in advance to overcome certain scenarios, which requires a solid defense. If confronted with a danger, we will try to avoid the cause of danger itself, while if we are given a choice of performing something that is potentially harmful; we will invariably avoid that potentially dangerous situation. In some cases, fear is considered very desirable for human psyche, but in other extreme cases, fear factor may overpower us to such an extent that, we tend to live permanently with a nagging fear. In such instances, managing the fear factor in our psyche becomes very difficult and sometimes even unmanageable. Overcoming fears is not as easy as it perceived to be because the very idea of fear becomes scary or frightening to many people.

Just consider this curious fact: it is estimated that fear can affect as high as 60% of the people in the world. Fear can make people nervous and scary; people tend to get fear of all things which are mostly imaginary. People are frightened of ghosts, failure, success, people, animals, or anything that seem very frightening. People are frightened to appear on a public stage or if they are assigned to give a public lecture. People do get afraid of exams, tests and interviews or even talking to people. It is difficult to define the shape or form of fear, its kind and occurrence. While many external stimuli may make us fearful of some things or events, fear is also a symptom of serious mental illness, as in the case of chronic schizophrenia. Overcoming fears is an ultimate challenge to us as well as medical professionals.

There are several kinds of fears, out of which some are completely normal and rational. On the other hand there are other types of fear which are abnormal and needs treatment to overcome those fears. While the fear arising due to the factor of physical harm is perfect, fear of looking foolish in the eyes of others and being made fun because of it, is probably a sign of negative personal trait. There are several phobias and symptoms which are often very hard to get rid of due to their association with our psyche itself. Normal fear is temporary and usually fizzles out, once we known that we have passed through the dangerous phase of fear.

Overcoming fears arising out natural reasons is easy, as the person will come out of it all by himself. In such cases, people can learn to overcome the natural fear, provided someone shows them, that there is absolutely nothing to fear in the given situation. You can overcome fears by building confidence in your capability to perform such a task. That is usually performed by carrying out something difficult or presumably dangerous and observing that the final consequences of failure are not that bad or that the chances of failure are very remote. The ultimate benefit of overcoming fears is that you feel proud about your achievement and about your abilities to repeat it again.

Rap Song Ringtones

Meet the New Look Ronald McDonald

2007-05-19T17:57:00.000-07:00

In a global television commercial just launched (10 June 2005), Ronald McDonald energetically rides a bike. He deftly shoots hoops with basketball megastar Yao Ming. He even snowboards like a pro.

It's enough to make you choke on your super-sized Big Mac meal. Yes, McDonald's "Chief Happiness Officer" now has a new title: "Amabassador of Balanced Lifestyles".

But he won't be giving up his old job.

The McDonald's-owned website, GoActive.com, explains how Ronald juggles the two titles. "As McDonald's Chief Happiness Officer, Ronald McDonald is involved with anything and everything that makes people happy. He wants the best for everyone."

And it seems that when it comes to what's best for everyone, fatty junk fare (described by GoActive as "tasty, wholesome food") is just not enough any more. In a stunning revelation, the site tells us that we now also need "physical activity that seems like play" and "robust good health".

Enter Ronald in his new, ambassadorial role ... "Ronald believes in an active, balanced lifestyle. He lives one himeself. And he is the ambassador of active, blanced lifestyles for everyone."

So just what does this new diplomatic status entail? GoActive,com explains that Ronald considers physical activity a "critical component of the energy balance equation".

Wow, Ronald's starting to speak like an ambassador already! We ordinary folk would have said something low-brow like, "If you're going to eat fattening, junk food, you'd better try to burn it off with some exercise".

Like any good diplomat, Ronald's pretty vague about how he's going to achieve this goal, promising to work "with the people of McDonald's in various ways to help parents and children identify realistic, fun ways to incorporate fitness and exercise into their daily lives."

If Ronald's sounding ambassadorial, his boss, McDonald's Chief Executive Officer Jim Skinner, sounded positively Presidential when he announced his company's "It's what I eat and what I do ... I'm lovin' it" campaign.

"We will use our size and strength to set an example," he told the media. The campaign includes television adverts, new packaging, an updated Web site and a fresh series a videos featuring Ambassador Ronald teaching children how to eat well and stay active.

And like a true diplomat, Ronald will soon get to demostrate just how multi-lingual he is. The new commercial airs first in the United States and will soon be broadcast in Canada, Germany, Italy, Portugal, China, Hong Kong, Singapore, Taiwan, New Zealand, Puerto Rico, Uruguay, Chile and Argentina.

And that's only the beginning. The TV spots will be followed later this year with a series of "Go Active with Ronald McDonald" interactive community shows accross the US and in other countries.

Active he may be, but it's obvious even Ronald will need some help in this historic mission. Tennis stars Venus and Serena Williams, hockey player Wayne Gretzky and speed skater Bonnie Blair are among the sporting luminaries McDonald's has pressed into service.

CEO Skinner has declined to put a price tag on the mission, but perhaps the TV networks and sports stars will get with the public-spiritedness of the campaign and donate their services gratis.

Of course, the company is adamant that none of this has anything to do with all those unfairly-critical articles in the media, alarmist books like Fast Food Nation, and muck-raking documetaries like Super Size Me. Nor, its insists, has it anything to do with recent court actions in which money-grabbing litigants have won millions of dollars in settlements.

On the contrary, we're told, the latest campaign is just a natural evolution of previous efforts on Ronald's part to teach children how to keep safe, like fastening seat belts and wearing bicycle helmets - both very important things for kids to know, so we'll understand if Ronald forgot to warn them not to eat unhealthy food like burgers and fries.

"This is just another way we're communicating with our customers on the importance of energy balance," company spokesperson Lisa Howard said.

Hey, there's that "energy balance" term again.

Sounds like Lisa's been getting some lessons in diplomat-speak from Uncle Ronald!

Water Beds

Ten PC Tips for Communicating with a Diverse Audience

2007-05-18T16:51:00.000-07:00

By learning to speak to a diverse audience, you can broaden your client base transfer the learning to more people. We need to be more "PC". Were not talking "political correctness", were talking "Positively Conscious", of who is in our audience and understanding how to make people feel included. The more people feel included, the more they will listen to you, use your information and come back for more. If you offend people they will shut down and you will lose them.

1) Use words that include rather than exclude. While some women don't mind being called ladies, in a professional setting the word women is more appropriate. Be "positively conscious" of pronouns when discussing hypothetical cases. I have been inn workshops where the facilitator spoke as though all managers were "he" and all administrative support were "she". Metaphors are very effective. Remember to mix them. Don't use only sports metaphors. Have a balance. In Europe when they think of football they think of soccer. Be aware that people have different abilities. Instead of telling everyone to stand, you might say everyone who is able please stand, and have a way for others to participate in the exercise.

2) Learn the demographics of the audience before your presentation, and prepare.

3) Do not assume everyone shares your religious beliefs.

4) Look at everyone in the audience and smile at them. Speakers can have a tendency to visually relate to people who look more like them. Assume everyone wants to be valued.

5) Do not use humor that puts down any particular group. If you are not sure, get feedback from others.

6) Examine your assumptions about people who are different than you. Be open to letting go of those assumptions.

7) Do not be afraid to ask for the correct pronunciation of someone's name.

8) If someone has an accent and you can't understand them, ask them to repeat what they said slowly, because what they are saying is important to you.

9) Use methodology in your presentations to accommodate different learning styles. Visual Auditory Kinesthetic

10) Be comfortable with silence. In some cultures that can mean respect and attention. Be comfortable with direct interaction. In some cultures that can mean respect and attention. Be comfortable with saying, "I don't know."

Teeth Whitening

Freelance Photography: How to Begin Your Career

2007-05-17T15:46:00.000-07:00

Photography is a vast world. There are many different types of photography and many different kinds of people that enjoy it. Its a hobby that be relatively inexpensive or one that you can invest a lot of money on. Photos are so special because they give us memories of times and places and events in our lives. We can hold onto these memories forever with a photograph.

As much as people love photos, many people love taking them even more. Whether its a mother who takes photos at every of her childrens moments in life (first smile, first step, first spaghetti meal) or maybe its the father who never forgets his camera for a football or basketball game, or maybe its the young girl who loves nature hikes with her camera; these people are not exceptions. They all have an eye for those special moments and they all appreciate the cameras ability to capture that moment and freeze it in time forever.

- What is Freelance Photography?

What if you love photography so much you wish you could do it for a living? I mean, you actually get paid for your photographs! But you work solely for yourself, selling each photo or series of photos individually. You dont have a boss. You work sometimes on assignment and you may sell to magazines. That is freelance photography.

Freelance photography may be your entire career or it may start out as something you do in your spare time but begin making money from it. Its just like freelance writing in this sense that many people turn it into a career and enjoy the freedom of working essentially for themselves on their own time and making money doing something they love doing anyway.

- How to Build a Portfolio

To start getting jobs as a freelance photographer, you need a portfolio. A portfolio will show samples of your work. Even if you have never had photographs published or publicly displayed, you can start a portfolio of your best work and then add onto it if you win photography contests or start receiving paid work.

- How to Get Jobs

As we mentioned, building a portfolio is the first step in submitting your work for pay but when it comes right down to it, its the quality of the photo that will determine if you get paid for it. Some people have more of a natural talent for taking great pictures than others but it is a skill that anyone can learn. There are schools dedicated to the art of photography and you can even get a degree in it. If you are just getting started, you can look into classes provided by your local community center or community college. Some cities have photography groups that meet to share photos and tips. There are also many groups online dedicated to photography and freelance photography.

You need to view as many famous photographs as possible. Take a look at what is getting published and compare it to your own photos. This allows you to compare and learn from others work. It takes more than just point and shoot to get a great photo. You need to learn about focus, lighting, colors and backgrounds and much more.

Once you start learning about photography and creating a portfolio, you can start submitting your photos to contests and magazines. Get a list of photography markets and start submitting to ones that accept your type of photos. Dont expect to make it to the big times right away. Few people actually achieve this but you can start small and eventually make your way into a nice living from freelance photography.

Chocolate Recipes

Selling Houses with Curb Appeal and Design Psychology

2007-05-16T14:42:00.000-07:00

Curb appeal is the most important challenge you'll face when selling your home. You must make home shoppers feel like getting out of their car to see what's behind the front door. Imagine prospective buyers driving up and examining your property for the first time. Your goal is to have them exclaim, "What a darling home!" Or, "What a splendid house."

Curb appeal has grown up, and using innovative Design Psychology techniques for marketing homes puts curb allure to work, enticing buyers to come inside your home. One way to make your home outshine the others on the market, upgrading your exterior, doesn't have to cost you a lot of money.

Restore, the outlet store for Habitat for Humanity, resells donated home building materials. They sell light fixtures, window hardware, paint, house numbers, and even white picket fencing. Restore also lets you bargain on merchandise, which means that the tagged price isn't always the final price. You can even sign up for Restore's mailing list and receive notices of half-price sales. We found a great exterior light fixture at Restore for one of our fixers for only $25. The same fixture, available at our local home building supply outlet, sells for $99.

Suppliers and Exquisite Details

To sell your home for the highest profit, you need to spend less for improvements to make more; yet spending a little extra can yield significantly more return on your money. Adding exquisite details can add dollars to your bank account. For instance, if you don't find what you're looking for at a bargain price, visit an upscale retailer and look for similar items on sale.

If you use ugly, cheap, or tacky fixtures, you'll actually make it harder to sell your home by lowering your home's curb appeal. Think of it this way: spending $100 more for a quality light fixture will save you at least one, and possibly more, mortgage payment. That means that your $100 fixture was really an investment, rather than an expense.

Curb Appeal: Create Inviting Access to Your Home

An alluring home setting begins with the access to your home. A problem with many newer homes is that developers don't provide a separate walkway to the front door. You don't want to make buyers walk around cars and trip over driveway edges to navigate to your front door. If you have no dedicated walkway to the front door, add a simple pathway. A wandering pathway to the front door psychologically feels more inviting than a straight-shot walkway.

If you have a plain, straight concrete walkway, create undulating flower beds on either side to encourage a relaxed, friendly feeling. Adding a water feature near your entry walk also enhances the ambiance because moving water relaxes the body and mind and refreshes the spirit. You want to create a feeling of balance and harmony, like that found in nature.

Welcome Buyers with Friendly Accessories:

Wind chimes add pleasure to your buyers' sense of hearing.
Potted plants, such as flowers or soft ferns, are friendly, but avoid spiked plants with thorns near the doorway.
Floral baskets with bright yellow and white flowers show up best day and night.
A pair of rocking chairs, a double glider, or a porch swing will convey a friendly neighborhood and invite potential buyers to sit and chat.
A welcome mat also adds a homey touch.

Avoid Unwelcoming Attributes

Repair cracks in the driveway with cement epoxy.
Clean spider webs off eaves, windows and porch.
Repair or replace broken doorbells.
Clean or replace dirty or burnt out exterior lights.

Buyers forgive little inadequacies in your home if they love it from the first time they see it. So go a few extra steps beyond curb appeal and lure your prospective buyers inside with Design Psychology methods. Take a little extra time and spend just a bit more money, to sell your home fast, and for more money.

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Gift Ideas for the Sports Enthusiast

2007-05-15T13:36:00.000-07:00

Within your circle of family and friends, there's bound to be at least one sports enthusiast. Whether he or she is an avid player or a dedicated spectator, the thrill of the game ignites passion and gets the adrenaline pumping. And, when it comes to gift giving occasions - birthdays, anniversaries, graduations, and the holidays - there is an abundance of gift ideas, any of which is certain to bring smiles to their faces.

If your sports fan is also a gamer, there are a number of highly rated video games for the Xbox 360 that make great gifts. The basketball fan will enjoy the NBA 2K6, the hockey enthusiast will love the NHL 2K6, and someone who can never get enough football will go for the Madden NFL 06. The golfer who is also into electronics will have fun with Tiger Woods PGA Tour 06, while the soccer player will get into FIFA 06: Road to FIFA World Cup. There is always any number of racing games available for the Xbox 360, and there's even a game, Bankshot Billiards 2, for those who love to shoot pool.

The Xbox 360 isn't the only platform that offers games for sports enthusiasts. If your fan is into portable gaming, many of the same sports-related games are available for the PSP. Plus, there's the highly rated World Soccer Winning Eleven 9 and Hot Shots Golf: Open Tee.

If your recipient is more interested in the real deal, there are a number of gift ideas that will thrill him or her. Tickets to watch their favorite team play are always appropriate, as are exhibition matches scheduled for their area. Many of the world's best tennis players are turning up for matches in cities across the United States, for example, and any tennis enthusiast would be delighted to watch a favorite player hit the court.

Big occasions sometimes call for big gift ideas. Recently, the children of a couple celebrating their twenty-fifth wedding anniversary pooled their money and arranged for the couple to take a trip to Arizona to watch their favorite major league baseball team during spring training. The memories of that trip will definitely last a lifetime.

There are a number of sports-related toys and games that will delight kids who are players or fans. For the collector, that elusive player card or other sports memorabilia is always a great gift idea.

Virtually every professional team offers an abundance of apparel, leather goods, sports bags, handbags, hats, mugs, and other items that carry the team's logo. Whether it's a minor league team or a World Series winner, it's a safe bet that you can find great gift ideas and shopping opportunities on their website.

Business Card Blog

A Little Kindness Goes Along Way

2007-05-13T23:30:00.001-07:00

No matter where you go, someone's going to make you mad. That's just the way it goes. Welcome to life, right? Of course, it's part of nature's way of showing everyone that life isn't a bed of roses. People can be so rude and vagabondish that it can sometimes be ridiculous.

I travel quite frequently across America. I love America. I love all of the towns that I visit. Sometimes, you're just going to encounter that person that doesn't like you. This has happened to me on numerous occasions. I find it quite funny. I consider myself average looking, nice guy, real polite, and pleasant to be around. Could it be that I have "one of those faces?" I say that jokingly, but it's true. Have you ever encountered someone that you just didn't like, for no apparant reason? Of course you have, everyone has.

I was in the South last year, visiting my family there. I stayed at an RV park that was out in the country. It wasn't very spacious, but it was nice. I was barbecuing, minding my own business and the owner of the place asked me to leave. I'm not going to disclose his name or the name of the RV park, because I'm not that kind of guy. Simply put, the guy just didn't like me. I thought about going on an internet crusade to tell the world what kind of business this guy ran, but I didn't. I let it go. I figured that if he would do it to me, a somewhat noted personality, it was a hopeless case.

I give the above example to state that: It's going to happen. People are going to make you mad. How are you going to respond to the next person that offends you? In America, you have to act in a civilized manner with everyone, or you're suppose to. The next time someone insults you, call them by their name in a polite manner. Address them as Mr. or Mrs. and simply state, "How have I offended you?" In most cases, if you weren't doing anything wrong, they won't know how to respond.

The message of this article is to just show tolerance and respect for one another. You never know who you may be talking to. That person may be a celebrity or a relative to the President. You just never know what doors may open for you by being kind. You also will never know what doors just closed for you by being cruel.

Mortgage Refinancing

Tucson Land for Sale - Investing in the Future

2007-05-12T23:25:00.000-07:00

Nearly everywhere you look on the outskirts of the metropolitan area, you will find Tucson land for sale. Whether you are considering building a home or a business, you will probably find a piece that is to your liking. There are commercially zoned lots, residential lots, manufactured home lots, and even horse properties. When looking for Tucson land for sale there are some things that you need to be aware of before you buy, so that you wont end up making a costly mistake.

Driving around the metro area you will find all different types of neighborhoods and developments with Tucson land for sale . There are luxury home communities in the mountains and foothills of the Catalinas, and Tucson Mountain Park, and family oriented communities like those in South Tucson and Oro Valley, and even some adult communities in the outer areas of the city. Manufactured homes are also becoming extremely popular as a way to use Tucson land for sale. Not only do these areas have land for sale for home builders, but for the shopping, entertainment, and recreation needs as well.

Newcomers to the area looking for Tucson land for sale for a home or a business need to be aware of certain features of the land in the Tucson area. As Tucson is a desert, the soil is sandy and may have to be treated if you want to landscape with grass. Many homes and businesses use desert landscaping to conserve water. However, when it rains, because of the sandy soil and poor drainage, washes that were dry for years can become flooded. Your Tucson land for sale should be carefully inspected for flooding danger.

You will also need to be aware of any easements, liens or deed restrictions on the Tucson land for sale you are considering purchasing. An easement is something on your property that is used by another individual or business. An example would be a neighbors driveway that goes through your property. A lien is the same as on a home or car. If there are outstanding judgments or debts on the home, they will need to be cleared up before you buy. A deed restriction is something that a seller stipulates. They say how the Tucson land for sale can and cannot be used.

When you are looking to purchase land for your home or business in Tucson, a realtor can help to guide you through the process to help you avoid any mistakes. Find a realtor that specializes in land buying and you can be more confident that the purchase you are making is a wise one and a good investment.

Pet Supplies

An Introduction to Internet TV

2007-05-11T22:20:00.000-07:00

You use the Internet and, of course, you watch television, but have you ever tried Internet television?

Most people are unaware of one of the more recent developments in interactive Internet use. This new technology brings all the benefits of the Internet and television together to create your own personalised viewing experience. In simple terms Internet television means that you can watch TV straight from your laptop or desktop PC.

Internet TV allows you to you maximize the use of your computer and your Internet connection. I expect you have probably thought that there must be more you could do with your personal computer or laptop. You know that typing the occasional letter, transferring your MP3 collection to your iPod or playing the odd game or two online is hardly making use of its full potential. Now you can explore a trusted method of entertainment with access to unlimited viewing and you don't even have to stop your usual computer activities.

If you are someone who cant get enough of watching programs on television, think about how Internet television will open up new options for free viewing. You can catch up with current news stories, watch real time sports action, keep up to date with stock market movements or enjoy a little light comedy. You are provided with a wide variety of entertainment possibilities that continues to grow, gaining in popularity every day.

At the time of writing, FIFA World Cup 2006 is just around the corner and, for many, Internet TV will provide access to free live football streams. Viewers will be able to keep up with the latest action from all the international football games involving teams including Brazil, Argentina, France, England and many more. Japan's third largest TV broadcaster, Tokyo Broadcasting System, has recently announced plans to air World Cup programmes over the Internet and on mobile phones.

If you use the Internet for any kind of research (even if it's only helping the kids with their homework), you no longer have to view what you find in the usual format of text and pictures. Now you can see this information through streams of live or pre-recorded video enabling you to see details that simply wouldn't be visible in a series of pictures.

5 Features of Internet Television:

1. Stations are available internationally. Currently over 150 countries have Internet access so you can rest assured that your country has at least one Internet TV station you can watch.

2. No additional hardware is required. In the past, watching television on your computer would require the fitting of a PC TV card but this is no longer necessary. Improvements in the telecommunications industry have made broadband connections more widely available and cheaper than ever before allowing more and more people to view high quality streaming media on their computer.

3. Anyone with an Internet connection can watch. A minimum connection speed of 56K is recommended and watching at this speed should give you a reasonable picture. Higher connection speeds will improve the picture quality (dependant on the server capabilities) and the fastest connections can enable you to view programmes in DVD quality.

4. New channels are added all the time. Major players in the Internet industry have recently started showing significant interest in this rapidly expanding market. Google is developing Google TV and has signed up American channel UPN and is in talks with the BBC in the UK to provide content. AOL is launching IN2TV which will show thousands of hours of programmes from Warner Brothers across 6 different channels and Yahoo has plans to show Internet TV in Japan which could lead to a worldwide service if successful.

5. Personalize your experience. Normal televisions have fixed channels which depend on the local stations or the cable operators. Internet television gives you the opportunity to bookmark your favorite stations so you can get back to them quickly without having to flick through everything else available. There is usually the option of viewing in either full screen mode or in a smaller window enabling you to get on with other things on your computer while watching.

You too can enjoy all the benefits of Internet television. The world really is at your fingertips now you have discovered this new, hassle-free way of watching TV.

Water Bed

Of Brothers, Power and Genes

2007-05-10T21:14:00.000-07:00

Its ended now, hopefully, but until a while ago they were squabbling - like dogs? Children? Enemies? Or what?

What makes a brother fight brother, I wonder! What makes one brother treat another like the biggest of enemies?

If at all there is anyone in the world who can truly understand one, it is a brother or a childhood friendand, yes, a sister in the case of a girl, with exceptions, of course! Yet, brothers fight brothers and have been doing so for centuries. Some have gone to the extent of exiling their brothers or even stopping them short with a well-directed knife in the heart, from behind!

I know, there are theories of all sorts sibling rivalry et al. But, is that all? I mean, even when the brothers are not kids any more and therefore, are not really fighting for their parents love (what with many of them having already departed for their unearthly abodes and so on), they keep at it. And, sometimes, they fight over trifles. Mostly over inheritance rights, even when there is more than they can use in a lifetime or seven. Everyone saw the recent bigfight on TV, newspapers etc. The inheritance in question was a mindnumbing sum running into tens of thousands of crores. If one of them had agreed to even a mere one percent of the sum in question, he would have had enough to last many lifetimes except, of course, that the one with 99% would have all the power and the one with 1% very little - in comparison. So, I guess, its all about power.

Yes, power that is the one thing all men (or shall I say, most) desire most. Power means wealth, influence, the ability to spread ones genes far and wide, just as the crafty Chenghiz Khan did some hundred years ago (I forget the actual dates). Yes, he was powerful, wealthy, conquered and controlled large territories and most importantly, sowed his oats with wild abandon, becoming in the process, the most successful man ever in the spread-my-genes-far-and-wide stakes.

I wonder, how many brothers today who squabble with their kin and stab them in the back and front, have the balls to do what Chenghiz did. If they cant do so, their best bet would be to let their brothers, with a similar gene pool, continue to prosper and do well and spread their collective genes.

Boy! I have come a long way from brotherhood to fatherhood! I think I ought to stop this rambling right here, before my brother reads this and gets a peek into my mind, claiming all my share of paternal property (or at least, 99%of it).

Is it better to take less and live happily or is it better to fight over the smallest crumbs and spend ones life paying lawyers, picnicking in courts and filing false accusations against each other? I wonder!

House Decorating Ideas

New England Patriots 28, Tampa Bay Buccaneers 0

2007-05-06T22:31:00.000-07:00

Here we are in the lull between the college football regular season and the bowl games. It's nice of the NFL to schedule some games on Saturday to help with our withdrawal.

The game between the New England Patriots and the Tampa Bay Buccaneers was advertised as a great match up. The biggest line was with these two teams we had the winners of the last four Super Bowls playing each other.

I like the Patriots because of their team play and commitment to excellence. I like the Buccaneers because they are from Florida and there are quite a few Bucs that played for Florida State University.

The Pats had lost a few games this season and were on the way back up. The Bucs had struggled in the seasons following their Super Bowl win and were on the way back up.

I was all set for a great game. When I fell asleep in the second quarter, the score was New England 7, Tampa Bay 0. When I woke up in the fourth quarter, the score was New England 28, Tampa Bay 0.

New England quarterback Tom Brady was questionable for the game after 84 consecutive starts. I guess questionable works well for Brady because he threw for three touchdown passes in his 85th consecutive start.

Not a good day for the Bucs.

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Birds - Incredible Creatures

2007-05-06T17:24:00.000-07:00

Birds are very interesting creatures. They are vertebrates, because like fish, amphibians, reptiles, and mammals, they have a spinal cord. They are also tetra pods because of their four limbs, two of which became wings, that are, in general, for flying. The other pair is for walking, running, and swimming. All birds, and only birds, have beaks and feathers and all species lay eggs. They have no mammary glands and neither do they have teeth. They are endothermic, that is why they are considered warm-blooded animals. Most of them fly except for some emus, ostriches, and penguins along with a few other species.

They have been around for millions of years and have been helping the environment. They are known to be very intelligent even without having been thoroughly studied. Scientists believe that birds, as a class, have a higher level of intelligence than most reptiles, and can be just as intelligent as many mammals regardless of size. Mammal intelligence testing is based on how they modify their surroundings using their forelimbs, and since birds lack forelimbs it is difficult to test their intelligence as it is tested on mammals.

It is widely believed in the scientific world, that birds actually lack real intelligence; they act upon their instincts and are unable to learn. Scientists who believe this rely on the fact that birds have a relatively small cerebral cortex, which is the area of the brain where most animals use their intelligence. Yet, it has been proven that the bird uses a different part of its brain for intelligence, the hipertriatum.

Birds have excellent vision. They rely on it for flying and navigating. They need their sharp vision for processing large amounts of visual information for locating rodents and other prey on the earth while flying. They usually have monocular vision; their eyes are each on the opposite side of the head. They need great brainpower to process and combine the different information they get from each eye.

Many scientists say that the more social animals are, the more intelligent they are. The greatest argument in favor of this is that humans are the most social and the most intelligent animals. Parrots and corvids both tend towards organized social behavior. Many corvid species separate into clans for nesting or defending territory. Then they usually flock together with different species in order to migrate. When migration is through they go back to their original clans. Scientists say that this behavior indicates real intelligence because of the way the bird can identify each clan member and the changes in temperature and climate while migrating.

While hunting, some birds make use of teamwork. Predatory birds work in pairs, while one bird distracts the prey, the other swoops down for the kill. This is called the "bait and switch" technique.

Similar to primates, many bird species use tools. Some species of crows grip sticks with their beaks to pick out insects from logs. This has been observed as something the young birds learn from their elders, but it has also been observed in captivity. A laboratory crow made a hook tool with wire without having learned this from any other bird.

Birds have no form of spoken language as we humans do, but they do communicate through singing, calling and using body language. Studies show that birds learn their territorial songs at a young age and use them for the rest of their lives. Some species even learn different song dialects.

A bird can instinctively migrate alone for the first time, and as it gets older and more experienced it has a smaller probability of getting lost. This shows that they can memorize places, landmarks, and have a sense of direction.

Many people like to compare stupid people with birds, but actually birds are one of the most intelligent creatures on Earth. They are highly evolved and have developed extremely sharp skills and senses. So, next time you make fun of someone less experienced than you and you say they're "as dumb as a duck", remember this article.

The Cheapest Cell Phone Plans

2007-05-06T15:39:00.000-07:00

So you're in the market for a new cell phone plan. You start your cell phone search online to give you an idea on wireless phone service prices. Free cell phones, get a free cell phone, the lowest cell phone rates, compare cell phone rates. Starting to look familiar?

Free cell phone offers and low cellular rate plans are indeed enticing, but are they really the cheapest cell phone plans? To say they have the cheapest cell phone service is also to say they know your calling habits. There is more to cell phone rates than cents per minute.

Isn't the cheapest cell phone plan the one with the smallest bill at the end of each month? It makes sense to me. So how do you find the best cell phone plan with the lowest cellular rates that will leave you with the cheapest cell phone bill at the end of each month?

Cell phone plans come in two forms. Prepaid cell phones, otherwise known as pay as you go cell phone service, and regular monthly cell phone plans. When deciding which is best for you, think about how much you'll use the cellular service each month.

Prepaid cell phone plans are great if you will not be using the cell phone very often. If you use a cell phone for emergencies only, you'll benefit from pay as you go since it doesn't cost much to add minutes to your prepaid cell phone and you won't need to top up again for awhile.

Monthly cell phone plans are best if you are going to use your cellular service often, since many cell phone services offer unlimited nights and weekends, free mobile to mobile, and a healthy amount of anytime minutes. You can even get a free cell phone with a service agreement.

The secret formula to getting the cheapest cell phone plan for you is, usage, plus rates, plus incentives. Incentives being the freebies like free cell phones or free minutes. Find a healthy balance of all three factors, and you'll have your cheapest cell phone plan.

Water Bed

Relationships: Five Little Things You Can Do to Cultivate a Peaceful and Happy Home Life

2007-05-05T20:46:00.000-07:00

Today's typical couple is busier than ever. Whether you're working overtime, shlepping the kids around, traveling or fulfilling social obligations, life at home can be a chaotic scene. But is this any excuse to let good-old-fashioned manners and consideration go out the window? Of course not. A peaceful and loving home starts by showing respect and courtesy to your spouse and children. Here are five little reminders to keep you on good behavior!

1. Remember your manners.

Kindness and consideration go a long way. Don't interrupt when another family member is speaking. Make please, thank you, may I, and excuse me part of your daily repetoire. Apologize if you've accidentally hurt someone's feelings. Give others the benefit of the doubt.

2. Eat meals together.

Sure, life on the run has everyone grabbing a quick meal when they can, but quality time is the key ingredient to a happy family life. Even if it's just once a week, schedule a day when everyone can sit down together at the table and enjoy a home-cooked dinner and some good conversation.

3. Be a unified parental front.

If Mom and Dad can't agree on what the rules are, let alone enforce them, you can be sure that your kids will have the upper hand and the two of you will be left feeling ineffective and resentful of each other. Lay down the law and present yourselves as a Unified Parental Front!

4. Listen to each other.

Sure, Moms and Dads often know best, but that doesn't mean shutting your mind to what your children have to say. Listen to each other with open hearts and minds, and start your children on the path to positive communication and great relationships.

5. Never go to bed angry.

Sure, disagreements happen from time to time, but there is no better indicator of a secure and loving home than agreeing to put differences aside when the lights go out each night. Explain to your children that even though you and your spouse don't always see eye to eye, it doesn't mean you don't love each other. Same goes for the kids!

Now more than ever before, we must instill solid family values in our children. The best way to teach them to respect others is to show respect for each other in our own homes.

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